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Lonsdale & Associates
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Small Groups & Individual Medical Insurance for small business owners and single investors.

Medical insurance is insurance against the risk of incurring medical expenses among individual groups. By estimating the overall risk of health care and health system expenses among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

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